Special Program
Buy a Home with a Tourist Visa
You don't need a green card or U.S. citizenship to purchase real estate in America. We specialize in mortgage solutions for B-1/B-2 tourist visa holders and foreign nationals.
How It Works
Homeownership Is Possible on a Tourist Visa
Many lenders turn away foreign buyers — we don't. Through our network of 240+ lending institutions, we have access to specialty programs designed specifically for non-resident and tourist-visa borrowers.
240+
Lending Partners
25-30%
Down Payment
48
States
Free
Consultation
Tourist Visa · B-1/B-2
Eligible for U.S. Mortgage
Gamze Algan · NMLS #1845071 · Loan Factory NMLS #320841
Loan Programs
Available Programs
Foreign National Loan
Designed for non-U.S. residents purchasing investment or vacation property.
- No U.S. credit history required
- Up to 70% LTV (30% down payment)
- Purchase or refinance
- Condos, single-family, multi-family eligible
DSCR Investment Loan
Qualify based on rental income, not your personal income documents.
- No W-2 or U.S. tax return required
- Property cash flow drives qualification
- Short-term rental (Airbnb/VRBO) income accepted
- Ideal for investors in Miami, Orlando, Tampa
Asset-Based Qualification
Use liquid assets (savings, investments) to qualify instead of income.
- Bank statements from foreign accounts accepted
- No employment verification needed
- Available for purchases and cash-out refinances
- Jumbo loan amounts available
Key Requirements
Key Requirements
Valid passport + B-1/B-2 or other non-immigrant visa
Minimum 25% down payment (varies by program)
Proof of foreign income or assets
Property purchase contract or target property details
Foreign bank statements (last 2–6 months)
ITIN (Individual Taxpayer Identification Number) may be helpful but not always required
12-month cash reserve required
Tourist visa accepted (B-1/B-2)
Foreign bank account accepted
U.S. bank account required
Our Process
How We Help You
01
Free Consultation
We review your visa status, budget, and goals to identify the best program for your situation.
02
Document Collection
We guide you through exactly which documents are needed — no guesswork, no wasted time.
03
Lender Matching
We present your file to lenders who actively work with tourist-visa borrowers and foreign nationals.
04
Closing
We negotiate on your behalf and support you from approval through the closing table — even remotely.
FAQ