Precision Lending.Strategic Decisions.Zero Surprises.
Residential Mortgage, Commercial, Construction & SBA finance solutions, structured with institutional expertise and risk control.
We don't work for lenders.
We work for you.
Serving clients across 48 states via Loan Factory
Lender Partners
Access to full market
States
Loan Factory · NMLS #320841
Consultation
No obligation
Response Guarantee
Fast personal care
Former Garanti Bank Mortgage Specialist
TABA · AmCham Member
Loan Factory Mortgage BrokerFinancing for Turkish & International Buyers
We help qualified buyers from Turkey explore U.S. mortgage solutions, including foreign national programs and select tourist visa financing scenarios.
Foreign National Mortgage Programs
Specialized loan structures for non-U.S. citizens purchasing residential or investment property in the United States.
Turkey-Based Income & Asset Review
We work with lenders experienced in evaluating foreign income documentation, assets held abroad, and international credit profiles.
Tourist Visa Financing (Select Scenarios)
Mortgage options may be available for certain buyers on a tourist visa, depending on documentation, assets, and lender guidelines.
Our Difference
Why Choose TrueMortgage
Five reasons high-net-worth borrowers and real estate investors trust us with their most important transactions.
We Work for You
Unlike banks that represent their own interests, we advocate exclusively for your financial outcome — from first call through closing.
240+ Lending Partners
Access to over 240 institutional lenders means we find the program that fits your deal — not the deal that fits a single lender's menu.
Loan Factory · Licensed in 48 States
Gamze operates under Loan Factory (NMLS #320841), licensed in 48 states — providing coast-to-coast coverage for clients with multi-state portfolios and relocation needs.
Direct Access, Always
Direct access to your advisor from day one. No voicemails, no handoffs to junior processors. Just focused attention.
240+
Lending Partners
Free
Consultation
48
States via Loan Factory
24h
Response Time
Institutional Credentials
Built on Decades of Financial Expertise
Before founding TrueMortgage, Gamze built her career inside leading financial institutions — earning credentials across capital markets, risk management, mortgage, and regulatory compliance.
19+
Professional Certifications
2
University Degrees
15+
Years in Finance
240+
Lending Partners
Selected Credentials
Treasury & Derivatives
Garanti BBVA
Mortgage Specialist
Istanbul Bilgi University
Capital Markets & Stock Exchanges
Istanbul Stock Exchange
Operational Risk Management
Garanti BBVA
Preventing Money Laundering
Finans UK
Capital Market Legislation
Capital Market Institution
Non-performing Loans & Risk Mgmt
Garanti BBVA
Practical Financial Expertise I & II
Finans UK
Fraud Prevention Training
Garanti BBVA
Education
Istanbul University
Bachelor's Degree · 2003 – 2007
Trakya University
Associate's Degree · 2001 – 2003
Issuing Institutions
About Us
Institutional Expertise.
Personalized Execution.
With 15+ years at Garanti Bank and 19+ certified trainings spanning capital markets, treasury & derivatives, risk management, fraud prevention, and regulatory compliance — Gamze brings rare institutional depth to every mortgage transaction.
Certified by the Istanbul Stock Exchange, Capital Market Institution, Finans UK, and Istanbul Bilgi University, her expertise translates directly into smarter, safer financing decisions for every client.
Gamze Algan
Licensed Mortgage Broker
NMLS #1845071
What We Offer
Comprehensive Financing Solutions
Every loan type — structured precisely for your scenario.
Residential Mortgages
Primary homes, second homes, and investment properties with tailored rate strategies.
Commercial Financing
Income-producing properties, mixed-use assets, and business real estate.
Foreign National & International Mortgages
Mortgage solutions designed for qualified international buyers, including clients from Turkey and select tourist visa scenarios.
How It Works
Our Structured Financing Approach
A disciplined, repeatable process designed to eliminate surprises and maximize your outcome.
Strategic Assessment
We begin with a deep review of your financial position, risk tolerance, and opportunity landscape to establish a clear lending strategy.
Deal Structuring
Your loan is structured to align with your goals — optimal loan type, term, rate lock strategy, and lender selection.
Risk Analysis & Closing
Appraisal, liquidity, timeline, and contract risks are identified and mitigated before you sign — with full transparency at every step.
Client Results
Trusted by Borrowers Across Florida
“I've closed four commercial deals and I've never worked with a broker this thorough. Her pre-underwriting process alone saved us three weeks on our last acquisition. A true strategic partner, not just a transaction processor.”
David K.
Commercial Real Estate Investor
Boca Raton, FL
“Gamze's expertise was unmatched. She found us a rate no other broker could — and walked us through every step. As first-time buyers, we had no idea where to start. She made the entire process seamless and stress-free.”
Maria & Carlos R.
First-Time Homebuyers
“We refinanced our entire investment portfolio in under 60 days. Gamze had access to lender programs I didn't know existed. This is what a professional advisory relationship should look like — clear, responsive, and results-driven.”
Jennifer T.
Portfolio Refinance
Client Success Stories
The Moment That Matters Most.
Every loan we close is a life changed. We work tirelessly behind the scenes so that your closing day feels effortless — and unforgettable.
Closing Day
Keys in hand. Dream fulfilled.
Application Approved
Underwriting cleared
Closing Completed
Documents signed
Keys Handed Over
You're a homeowner
Funded & Closed
Mission accomplished
Estimate Your Monthly Payment
Adjust the inputs to model your loan scenario in real time.
Get In Touch
Ready to Find Your Best Rate?
Tell us about your scenario — a dedicated advisor responds within 24 hours with a clear, no-obligation analysis.